![]() ![]() We will not match: rewards that are processed after your match period ends statement credits rewards transfers from Discover checking or other deposit accounts or rewards for accounts that are closed. You've earned cash back rewards only when they're processed, which may be after the transaction date. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.Ĭashback Match: Only from Discover, as of May 2023. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Balance transfer fee: x% Intro fee on balances transferred by and up to x% fee for future balance transfers will apply. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Variable APRs will vary with the market based on the Prime Rate. ![]() Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. Like this post? Please share it! We have plenty more just like it and would love it if you decided to hang around and sign up to get emailed notifications of when we post.* Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Want to sponsor a post, write something for Your Mileage May Vary, or put ads on our site? Click here for more info. Want to comment on this post? Great! Read this first to help ensure it gets approved. The Citi Double Cash would fill that gap. However, I have several Citi cards and the one hole is for expenses that do not earn any category bonus. For that hotel stay, I earned way more than 2% back. Combining bonus categories, like 3x points for travel purchases with the Chase Sapphire Reserve, with the ability to transfer points to hotel programs allowed me to book a room at the Hyatt Pinon Pointe in Sedona. I don’t have a Citi Double Cash card as I can get more than 2% (two points per dollar spent) value from other cards. This is a little different from other cards that let you keep your rewards active as long as you have the card, regardless of card activity. ![]() That’s not that hard of a limit to keep just charge something once a year. Reward Expiration – You need to use your card once every 12 months or your remaining points will expire. If you have a Citi Premier or Citi Prestige, you can transfer the points from the Double Cash to any of Citi’s Thank You travel partners. For direct deposit or statement credit, there is no minimum amount for redemptions. Reward Redemption – You can redeem your cashback from the card as a direct deposit, statement credit or check. ![]() You’d be better off using a card that charges no foreign transaction fees. Now, if you’re not making the full payment every month, you really shouldn’t be worried about credit card rewards in the first place and should instead work on paying down your debt first.įoreign Transaction Fees – The Citi Double Cash charges a 3% fee on foreign transactions, entirely wiping out the 2% earnings you get with the card. You receive 1% back when you make a purchase and another 1% back when you make the payment. Sign-Up Benefits – There is no current sign-up bonus for this card.Ĭard Benefits – The gimmick with the Double Cash card is the rebate structure. Here are the details about the card:Īnnual Fee – The Citi Double Cash has no annual fee A card that pays you back 2% on all purchases. The Citi Double Cash Card is exactly what it claims to be. Here’s more about it… Citi ® Double Cash Card That’s why a Citi Double Cash is good to keep in your wallet. While you’re able to earn 3X to 5X points in certain categories with other Citi cards, it’s a good idea to have a card that earns a bonus for everyday spending. If you’re not getting this much value from another card, you’re better off using the Double Cash. There’s no annual fee and it earns 2% cash back on all purchases. I use the Citi Double Cash card as a standard to compare other credit cards against. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |